Protection scenarios

Real lives, real cover, real numbers

Six everyday situations that show how the right protection fits real lives. Each scenario builds protection in three tiers, from basic cover to comprehensive. Use these as a starting point. Your actual recommendation will be tailored to your circumstances.

Six everyday situations

Illustrative scenario

Joe Bloggs

32, employed, wife and one young child, no real safety net outside the job

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First-time buyer

Sarah

28, single, just bought her first flat. No dependents but a real mortgage and a thin safety net

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Dual-income family

Dave & Emma

38 and 35, two school-age kids, both employed, decent equity, low protection

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Single parent

Karen

45, divorced, sole earner with two teenagers. The safety net is her income, and that's it

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Limited-company director

Raj

41, runs his own consultancy. No employer benefits at all, but big tax-efficient protection options through the company

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Business owner with partner

Ahmed

44, co-founder of a logistics business with three kids. Needs personal AND business protection that interlock

See the scenario →

Illustrative example. This scenario is a composite, not a real client. Premium ranges are indicative for a non-smoker in good health and are subject to medical underwriting. The cover described may not be suitable for everyone. We strongly recommend speaking to an adviser before taking out any protection policy.

Major Money Matters Ltd is an appointed representative of Sesame Ltd.

Reviews

What our clients say

Real reviews from clients across Romford and Essex, verified on Google.

Rated 5.0 out of 5 from 92 Google reviews Read the reviews on Google

    
 
 
       Posted on Google  
   
   Paul Maysmith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Always a great experience. Thanks to Mark Potter, Chantel Smith on the mortgage side and Oliver Alan on the insurance. Can't recommend the team highly enough.
  
 
      Posted on Google  
   
   Ramona Iuga 
 
 
 
 Trustindex verifies that the original source of the review is Google. 5 stars service,Mark and the team always offer a great service and support all the way,highly recommended.
  
 
      Posted on Google  
   
   Fancy Window Cleaners 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Mark and the team as always.
  
 
      Posted on Google  
   
   Kelly Sainty 
 
 
 
 Trustindex verifies that the original source of the review is Google. The second time we’ve used major money matters and cannot fault anything! Both Mark and Chantel as helpful as ever
  
 
      Posted on Google  
   
   Amy Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google. A huge thank you to Billy for all his support throughout my mortgage process. He was knowledgeable, approachable, and always happy to answer my questions, making everything easy to understand and much less stressful. His advice and guidance were invaluable, and I always felt confident I was in good hands. I really appreciate all his help and would highly recommend him to anyone looking for a fantastic mortgage advisor. Thank you, Billy!
  
 
      Posted on Google  
   
   Robert Larkey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Top quality service no fuss straightforward advice and actioned quickly once right product decided on
  
 
      Posted on Google  
   
   Montell Chukwu 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was recommended major money matters through a friend and they haven’t been short of fantastic, Oliver Potter who handle my mortgage offered a perfect service, can’t recommend them enough!
  
 
      Posted on Google  
   
   Billy Camden 
 
 
 
 Trustindex verifies that the original source of the review is Google. The whole team at Major Money Matters are an absolute dream to work with. Their expertise, speed and friendly approach made what we thought was going to be an arduous process quick and simple. Mark, Oli and Lee were always just a phone call away if we had any questions and provided clear and easy to understand advice/guidance. We would recommend their services to anybody.

Not sure which cover fits your situation?

A short call with the protection team maps the gaps and puts a recommendation in writing. No pressure, no obligation.

Book a quick 15-minute call Call 01708 629 983

We aim to return your call as quickly as we can. Mon to Fri 9am to 5pm. Weekend appointments available on request.