Billy Drury
Mortgage and protection consultant. Residential, buy-to-let and protection advice since January 2017, with a soft spot for first-time buyers.
About Billy
Billy has been a mortgage adviser since January 2017 and handles the full mortgage range: first-time buyers, home movers, remortgages and buy-to-let. He is one of the advisers many clients return to for years after their first deal, known for explaining complex scenarios in plain English and for being patient with people who have never spoken to a broker before.
Billy is the lead first-time buyer adviser at Major Money Matters and writes a meaningful share of those cases personally. He is the voice on the firm's first-time buyer podcast (you can hear an episode on the FTB hub page), and he tends to take the early consultations where someone is six to twelve months out from a first deposit and wants to know what to do next. Most of those conversations end up being about saving rhythm and credit file housekeeping, not about products at all.
Billy also writes a significant share of the firm's protection cases alongside his mortgage work, which means his clients get joined-up advice in a single conversation rather than being passed to a separate adviser after the mortgage offer. The protection recommendation is based on an analysis of a number of insurers, so it is on cover and price, not commission.
Outside the advice work, Billy is part of the wider Nestr group leadership and works closely with Mark on the operational side of the firm. He is the second-named adviser on a lot of cases that Mark originated, and the pairing is deliberate: two advisers who know your file, never one. The intent is that if Mark is on annual leave or in a meeting when something on your case needs answering today, Billy already knows it.
Billy Drury is registered with the Financial Conduct Authority as Bill Drury.
What Billy works on
First-time buyers and home movers
The full first-time buyer journey, from first deposit conversation to keys in your hand. Comfortable with applicants who have never met a broker before.
Remortgages and product transfers
Remortgaging at end of fix, capital raising for home improvements, debt consolidation where it actually helps. Same-lender product transfer compared against a full remortgage, on the numbers.
Buy-to-let
Personal name and limited company buy-to-let, first-time landlords, portfolio top-up purchases. Yield and stress-test maths up front, before lender selection.
Protection alongside mortgage
Life cover, critical illness cover, income protection. Based on an analysis of a number of insurers, advised in the same conversation as the mortgage so cover starts on completion.
What our clients say
Real reviews from clients across Romford and Essex, verified on Google.
Rated 5.0 out of 5 from 92 Google reviews Read the reviews on Google
Book a call with Billy
No question too basic. Billy takes the time to explain what is actually going on with your mortgage, in plain English.
We aim to return your call as quickly as we can. Mon to Fri 9am to 5pm, weekend appointments on request.