Ollie Allen

Protection specialist. Life cover, critical illness cover, income protection. Cover sized to your family and arranged alongside the mortgage.

Book a call with Ollie Call 01708 629 983

About Ollie

Ollie joined Major Money Matters in November 2023 to run protection advice as a specialism in its own right, not as an afterthought tacked on to a mortgage sale. He sits alongside every new mortgage client to make sure they get a proper protection review at the right moment in the case, when the cover actually starts to bite.

Ollie's job is to explain life cover, critical illness cover and income protection in language that makes sense, to recommend the right cover for your family situation (no more, no less), and to place it with an insurer likely to accept it cleanly. Most importantly, he will tell you if you do not need something. The starting point on every protection conversation is what cover you already have through your employer, your existing policies, and any spouse or partner cover, before anyone talks about taking out anything new.

Across personal protection (life cover, critical illness, income protection, family income benefit) and business protection (key person, shareholder, relevant life), Ollie works across a wide range of providers. Advice is expert, and the recommendation is on cover and price, never on commission. Where a case has medical complexity, he runs pre-application enquiries with insurer underwriting teams before formally applying, which avoids a declined application sitting on your insurance file for the next five years.

Ollie is the dedicated protection adviser at Major Money Matters and most of the firm's protection casework runs through him. He works closely with Billy and the other mortgage advisers so that protection sits inside the mortgage conversation, not bolted on afterwards. The cover starts on completion, the family is protected from day one, and the recommendation is on the table in writing well before anyone has to make a decision.

Ollie Allen is registered with the Financial Conduct Authority as Oliver Allen.

What Ollie works on

Mortgage protection

Life cover and critical illness cover linked to a new or existing mortgage. Cover starts on completion so the family is protected from day one.

Income protection

Personal income protection and top-ups to employer cover. Deferral periods matched to your sick pay so you only insure what you actually need.

Family income benefit

Monthly tax-free income for a fixed term instead of a lump sum. Often the better-value option for younger families with school-age children.

Pre-existing medical history

Diabetes, mental health history, raised BMI, family history of cancer. Insurer selection by what they actually accept on the underwriter's desk, not what their marketing says.

Reviews

What our clients say

Real reviews from clients across Romford and Essex, verified on Google.

Rated 5.0 out of 5 from 92 Google reviews Read the reviews on Google

    
 
 
       Posted on Google  
   
   Paul Maysmith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Always a great experience. Thanks to Mark Potter, Chantel Smith on the mortgage side and Oliver Alan on the insurance. Can't recommend the team highly enough.
  
 
      Posted on Google  
   
   Ramona Iuga 
 
 
 
 Trustindex verifies that the original source of the review is Google. 5 stars service,Mark and the team always offer a great service and support all the way,highly recommended.
  
 
      Posted on Google  
   
   Fancy Window Cleaners 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Mark and the team as always.
  
 
      Posted on Google  
   
   Kelly Sainty 
 
 
 
 Trustindex verifies that the original source of the review is Google. The second time we’ve used major money matters and cannot fault anything! Both Mark and Chantel as helpful as ever
  
 
      Posted on Google  
   
   Amy Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google. A huge thank you to Billy for all his support throughout my mortgage process. He was knowledgeable, approachable, and always happy to answer my questions, making everything easy to understand and much less stressful. His advice and guidance were invaluable, and I always felt confident I was in good hands. I really appreciate all his help and would highly recommend him to anyone looking for a fantastic mortgage advisor. Thank you, Billy!
  
 
      Posted on Google  
   
   Robert Larkey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Top quality service no fuss straightforward advice and actioned quickly once right product decided on
  
 
      Posted on Google  
   
   Montell Chukwu 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was recommended major money matters through a friend and they haven’t been short of fantastic, Oliver Potter who handle my mortgage offered a perfect service, can’t recommend them enough!
  
 
      Posted on Google  
   
   Billy Camden 
 
 
 
 Trustindex verifies that the original source of the review is Google. The whole team at Major Money Matters are an absolute dream to work with. Their expertise, speed and friendly approach made what we thought was going to be an arduous process quick and simple. Mark, Oli and Lee were always just a phone call away if we had any questions and provided clear and easy to understand advice/guidance. We would recommend their services to anybody.

Book a protection review with Ollie

Quick 15-minute call, no hard sell. Ollie will tell you honestly what cover you need, and what you can safely do without.

Book a quick 15-minute call Call 01708 629 983

We aim to return your call as quickly as we can. Mon to Fri 9am to 5pm, weekend appointments on request.