Chelmsford is the county town and covers the CM1 to CM3 postcodes, taking in central Chelmsford, Springfield, Great Baddow, Writtle and the surrounding villages. It is a premium home-mover market with strong school catchments, mainline rail to Liverpool Street and higher average property values than most of the rest of Essex. First-time buyer activity is steady but the bigger pool is family upsizers and remortgagers.

What we do here

Mortgage and protection advice for the four cases we see most. Named adviser, wherever possible.

First-time buyer mortgages in Chelmsford

Higher property prices in Chelmsford push first-time buyers towards joint applications, family-assisted deposits and Joint Borrower Sole Proprietor (JBSP) routes. We know the lenders that will look at each.

First-time buyer advice

Remortgaging in Chelmsford

Larger loan sizes mean small rate movements have a real cash impact. We model a switch against a product transfer with the actual numbers, not a generic comparison.

Remortgage advice

Buy-to-let mortgages in Chelmsford

Chelmsford rentals have a strong professional tenant base. Limited company structures, top-slicing and portfolio lending are all common, and we work the right lender for each.

Buy-to-let advice

Protection advice in Chelmsford

Larger mortgages mean larger protection gaps. Life cover, critical illness, income protection and family income benefit, sized to your actual liabilities.

Protection advice

Why choose Major Money Matters in Chelmsford

We work the Chelmsford patch by phone and video for most of the case, with optional in-person meetings at our Romford office or in Chelmsford by arrangement. Higher loan sizes mean adviser quality matters more, not less. Access to over 65 lenders across the market, named adviser from start to finish, and we tell you when a product transfer is the better answer.

Reviews

What our clients say

Real reviews from clients across Romford and Essex, verified on Google.

Rated 5.0 out of 5 from 92 Google reviews Read the reviews on Google

    
 
 
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   Paul Maysmith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Always a great experience. Thanks to Mark Potter, Chantel Smith on the mortgage side and Oliver Alan on the insurance. Can't recommend the team highly enough.
  
 
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   Ramona Iuga 
 
 
 
 Trustindex verifies that the original source of the review is Google. 5 stars service,Mark and the team always offer a great service and support all the way,highly recommended.
  
 
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   Fancy Window Cleaners 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Mark and the team as always.
  
 
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   Kelly Sainty 
 
 
 
 Trustindex verifies that the original source of the review is Google. The second time we’ve used major money matters and cannot fault anything! Both Mark and Chantel as helpful as ever
  
 
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   Amy Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google. A huge thank you to Billy for all his support throughout my mortgage process. He was knowledgeable, approachable, and always happy to answer my questions, making everything easy to understand and much less stressful. His advice and guidance were invaluable, and I always felt confident I was in good hands. I really appreciate all his help and would highly recommend him to anyone looking for a fantastic mortgage advisor. Thank you, Billy!
  
 
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   Robert Larkey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Top quality service no fuss straightforward advice and actioned quickly once right product decided on
  
 
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   Montell Chukwu 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was recommended major money matters through a friend and they haven’t been short of fantastic, Oliver Potter who handle my mortgage offered a perfect service, can’t recommend them enough!
  
 
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   Billy Camden 
 
 
 
 Trustindex verifies that the original source of the review is Google. The whole team at Major Money Matters are an absolute dream to work with. Their expertise, speed and friendly approach made what we thought was going to be an arduous process quick and simple. Mark, Oli and Lee were always just a phone call away if we had any questions and provided clear and easy to understand advice/guidance. We would recommend their services to anybody.

Chelmsford mortgage advice from a local broker

Phone, video or in person. Quick 15-minute fact-find call to start, no commitment.

Book a quick 15-minute call Call 01708 629 983

We aim to return your call as quickly as we can. Mon to Fri 9am to 5pm, weekend appointments on request.

Other areas we cover

See every area we cover

Mortgage broker Chelmsford