Mortgage broker Billericay
Mortgage and protection advice for Billericay and the CM11 and CM12 postcodes between Brentwood and Basildon.
Billericay covers the CM11 and CM12 postcodes, sitting between Brentwood to the west and Basildon to the south. It is a premium commuter market with mainline rail to Liverpool Street, strong schools and a steady family home-mover and remortgage pool. Average property values sit between Chelmsford and Brentwood, with smaller first-time buyer activity than either neighbour.
What we do here
Mortgage and protection advice for the four cases we see most. Named adviser, wherever possible.
First-time buyer mortgages in Billericay
Higher entry prices push most first-time buyers in Billericay into joint applications or family-assisted deposits. We work Joint Borrower Sole Proprietor (JBSP), gifted-deposit and 95% lender routes.
First-time buyer adviceRemortgaging in Billericay
Larger loan sizes mean small rate margins move real cash. We compare a switch against a product transfer with your actual numbers.
Remortgage adviceBuy-to-let mortgages in Billericay
Smaller landlord pool than the SS postcodes but with strong tenant covenants. Limited company and top-slicing routes both in scope.
Buy-to-let adviceProtection advice in Billericay
Larger mortgages need larger protection plans. Life cover, critical illness, income protection and family income benefit, sized to your real liabilities.
Protection adviceWhy choose Major Money Matters in Billericay
Billericay is 30 minutes from our Romford base. Premium loan sizes here mean broker quality matters more, not less, and a small rate gap on a £600k mortgage adds up over a five-year fix. Access to over 65 lenders across the market, named adviser, and we will tell you when a product transfer beats a switch.
What our clients say
Real reviews from clients across Romford and Essex, verified on Google.
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Billericay mortgage advice from an Essex broker
Quick 15-minute fact-find call to model the rate options against your fixed-rate end date. Video or in person at our Romford office if you prefer.
We aim to return your call as quickly as we can. Mon to Fri 9am to 5pm, weekend appointments on request.