Harold Wood sits in the RM3 postcode in the London Borough of Havering, with the Elizabeth line running from its own station into central London. The housing stock is led by inter-war and post-war family semis, with the King's Park development on the old hospital site adding modern houses and flats. It is one of the busier corners of the Romford market for first-time buyers and growing families.

What we do here

Mortgage and protection advice for the four cases we see most. Named adviser, wherever possible.

First-time buyer mortgages in Harold Wood

King's Park and the streets around the station give first-time buyers a genuine mix of flats, terraces and semis. We work the 5% and 10% deposit lender pool and keep new-build deadlines realistic.

First-time buyer advice

Remortgaging in Harold Wood

Plenty of RM3 owners fixed in the low-rate years and are now reaching renewal. We compare a full remortgage against a product transfer with the actual numbers for your loan.

Remortgage advice

Buy-to-let mortgages in Harold Wood

Elizabeth line access keeps tenant demand steady across Harold Wood. Limited company lending, first-time landlords and let-to-buy moves all sit within our range of over 65 lenders across the market.

Buy-to-let advice

Protection advice in Harold Wood

Life cover, critical illness and income protection sized to your actual mortgage and your household, reviewed whenever the loan changes. Named adviser support wherever possible, no call centre.

Protection advice

Why choose Major Money Matters in Harold Wood

Our Romford office is on Shepherds Hill, on Harold Wood's doorstep, and RM3 has been part of our home patch since 2004. That means we know the difference a road makes around the station, King's Park and the A12. Access to over 65 lenders across the market, a named adviser wherever possible from first call to completion, and protection advice built around the mortgage.

Local to you

Based nearby, on the same line

Most Harold Wood clients never need to travel. If you would rather talk it through than read on, a quick call covers the same ground.

Talk to an adviser

Reviews

What our clients say

Real reviews from clients across Romford and Essex, verified on Google.

Rated 5.0 out of 5 from 92 Google reviews Read the reviews on Google

    
 
 
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   Paul Maysmith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Always a great experience. Thanks to Mark Potter, Chantel Smith on the mortgage side and Oliver Alan on the insurance. Can't recommend the team highly enough.
  
 
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   Ramona Iuga 
 
 
 
 Trustindex verifies that the original source of the review is Google. 5 stars service,Mark and the team always offer a great service and support all the way,highly recommended.
  
 
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   Fancy Window Cleaners 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Mark and the team as always.
  
 
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   Kelly Sainty 
 
 
 
 Trustindex verifies that the original source of the review is Google. The second time we’ve used major money matters and cannot fault anything! Both Mark and Chantel as helpful as ever
  
 
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   Amy Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google. A huge thank you to Billy for all his support throughout my mortgage process. He was knowledgeable, approachable, and always happy to answer my questions, making everything easy to understand and much less stressful. His advice and guidance were invaluable, and I always felt confident I was in good hands. I really appreciate all his help and would highly recommend him to anyone looking for a fantastic mortgage advisor. Thank you, Billy!
  
 
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   Robert Larkey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Top quality service no fuss straightforward advice and actioned quickly once right product decided on
  
 
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   Montell Chukwu 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was recommended major money matters through a friend and they haven’t been short of fantastic, Oliver Potter who handle my mortgage offered a perfect service, can’t recommend them enough!
  
 
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   Billy Camden 
 
 
 
 Trustindex verifies that the original source of the review is Google. The whole team at Major Money Matters are an absolute dream to work with. Their expertise, speed and friendly approach made what we thought was going to be an arduous process quick and simple. Mark, Oli and Lee were always just a phone call away if we had any questions and provided clear and easy to understand advice/guidance. We would recommend their services to anybody.

Harold Wood mortgage advice from the broker up the road

First home, next move or remortgage, we map the lender pool to your case from our Romford office on Shepherds Hill. Quick 15-minute fact-find call to start.

Book a quick 15-minute call Call 01708 629 983

We aim to return your call as quickly as we can. Mon to Fri 9am to 5pm, weekend appointments on request.

Other areas we cover

See every area we cover

Mortgage broker Harold Wood